Great Links and Information at Northern California Home Inventory

Q. Why is it so important to have an up-to-date Home Inventory?
A.
In the event of a loss due to fire, theft or burglary or other devastating disasters an up to date Home Inventory will be very important to have.
Your Insurance Company will help you through your claim, but will not just hand you a check. You need to provide documentation for your
personal property your insurance policy will require you to show copies of bills, receipt and quantity, description and possibly the amount of
loss associated with each item. After a disaster you will not be able to recall every single item you own, in most cases you may remember 60%
of it. Usually the Insured remembers lost items way after a claim has been settled. To have an updated Home Inventory with details, digital
photos and a video is important to have and to prove ownership, it will help you settle your claim faster and will provide you the
documentation you need to verify losses for your Income Tax return.

Having an updated Home Inventory will also help you evaluate whether or not you have adequate coverage in case of a disaster. Not
knowing how much your personal property is worth can hurt in the long run when you have to file a claim and find out you did not have
enough coverage on your personal property.

Remember the 2003 Wildfires in Southern California a report indicated that: “Of the 2,734 "total-loss" claims filed with insurers, 22 percent
- or 676 - generated complaints regarding the handling of the claim by the insurer. By comparison, CDI usually receives complaints from
approximately one percent of all claims in most lines of insurance. Nearly half of the wildfire complaints - 316 of 676 - involved under-
insurance.” Please read the report from the California Commissioner John Garamendi: www.ibawest.com.

Why should you call us?

A.
We at Personal Property Professionals will help insure that you receive proper settlement from your insurance company at the time of a claim.
You may also find it essential to have for estate and financial planning purposes. A detailed list includes your categorized room-by-room
Inventory with digital photos and a video. In addition our service can document your personal property prior to a move or storage in the
event you should need to prove damage or theft.

Can I just do it myself?

A.
There is nothing wrong with doing it yourself we encourage it! However, while many homeowners have every intention of doing it, most never
get around to it until it is too late. We are a professional, objective, third party company and we have the right tools to put together an
accurate Home Inventory Portfolio for you. This will be of great value to you and you will have everything you need in case of a claim in one
place. Just remember never to keep this information at your home, because if you loose your belongings to a fire, burglary or a disaster this
portfolio is of no value to you if kept inside your home. Give it to a friend for family member or we will store it for you at an off side storage
facility totally protected.

Q. What items should be documented?
A.
The most valuable items are most important, but we recommend having everything documented, as it is important in case of claim. If you
have had your personal properties appraised or have a collection of any sort, art, antiques, expensive wines, expensive carpets etc. those items
are of great important to have in your Home Inventory Portfolio. We do offer different packages as we recognized you might only want
certain items Inventoried.

Q. Do I have to be prepared for the Home Inventory?
A.
It is important to have all important receipts, bills and Homeowners Policy ready before we conduct the Home Inventory this way you don’t
have to scramble and trying to find it while we are on site.

Q. How long will it take to conduct a Home Inventory?
A.
It depends on the size of your Home, Business, Apartment or Property. An average Home Inventory usually takes about 3-4 Hours given that
there are no special collections.

Q. When will I receive my completed Home Inventory Portfolio?
A.
We will personally deliver the completed portfolio to you within 3-5 business days. We then go over everything and answer any additional
questions that may arise.

Q. What do we do with your Home Inventory information after completion?
A.
We download and store your information at a secured database that is not connected to the Internet. If you requested us to keep an additional
copy of your home inventory we will bring it to our off site storage facility and then store it in a safe and secured fire proof safe.

Q. Can my Inventory be updated and does it cost anything to have it done by
P.P.P?
A.
Yes, we will update your Inventory within one year from the date of your initial Inventory! You can send this information to us via e-mail or
mail. If you need us to conduct an add on and you require us to be on site there will be a separate fee for our services.

Q. How do I schedule an appointment with Personal Property Professionals?
A.
You can reach us at 925-708-7901 or simply send us an e-mail:info@personalpropertyprofessionals.com.

Personal Property Professionals

Home Inventory Specialists